Panama City offers campers access to both inland forest retreats and beachfront sites within a 30-mile radius. The area sits at a low elevation of 10-26 feet above sea level with a humid subtropical climate where summer temperatures often exceed 90°F. While St. Andrews State Park remains the most well-known camping destination, several smaller campgrounds provide alternatives during peak season when reservations fill 11 months in advance.
What to Do
Snorkeling at protected areas: The jetties at St. Andrews State Park Campground create an ideal environment for beginning snorkelers. "Best area for protected, near shore snorkeling. A small area located inside rock jetties provides the perfect area for amateur and intermediate snorkeling. Many divers also frequent the rougher/deeper areas near the jetties," notes Denise K.
Shell Island excursions: Boat rentals from the mainland provide access to less crowded beach experiences. "We rented a boat and spent a few hours on Shell Island. Because it is difficult to access there are very few people out on the beech. If you want a spot that is a little quieter than the main park beech access then head over here," shares Matt S.
Kayaking in calm waters: The lagoon areas offer protected paddling routes suitable for beginners. "I like to kayak in calm waters. There was plenty of that. I also like to camp on the water. Which was perfect," writes Vicky E. at St. Andrews State Park.
What Campers Like
Wildlife viewing opportunities: The campgrounds host resident wildlife that often becomes comfortable around campers. "Wildlife viewing is good and park has interpretive center. Deer frequently wander through the camping areas," James M. observes at St. Andrews.
Beach proximity with natural surroundings: Panama City Beach RV Resort balances natural elements with beach access. "Clean and friendly campground. Paved and level. Great location," reports John Z., who adds it's "at the quiet end of the island."
Multiple swimming options: Many campers appreciate having both ocean and calmer water alternatives. "Now, there are two beach areas. One is on the gulf, and one is between the gulf and the bay. The gulf water is a lot choppier but clearer, and the swimming in the spot by the bay is much calmer," explains Sonyia W.
What You Should Know
Seasonal construction: Recent improvement projects may affect certain park areas. "Nice park and CG. Park is under construction with improvements. Trails, paddling access, shelters, concession, food available," mentions James M. about St. Andrews State Park.
Reservation timing: Emerald Coast RV Beach Resort requires advance planning during peak periods. "Big Rig Friendly. This resort is very nice. All concrete with class A sites facing a pond. Pickle Ball courts, basket ball court, dog walk areas and much more. Short drive to the beach," says Bill B.
Site variations: Campsite quality and size vary significantly within the same campground. "The sites are all VERY different. Some are tiny, some are huge. Some have waterfront and many don't. We booked late and got a very small (although not the smallest) site. If you want a good spot once they reopen, definitely book early," advises Sonyia W.
Tips for Camping with Families
Kiddie Pool access: Raccoon River Campground offers child-friendly water options. "We really enjoyed this campground. About 10min walk to putt putt golf, beach, and water park. Shady, clean, 2 pools are very nice. Can be a little noisy at night from road traffic. Great playground and fort looking structure for people with kiddos," reports Courtney B.
Group campsite planning: Some campgrounds work particularly well for multi-family trips. "St. Andrews State Park is a regular destination for our group of Dads and kids annual camping trip. These sites are perfect for our group to book two or three sites together (we book between 6-10 months in advance) and for the kids to ride their bikes around the loop," explains Matt M.
Entertainment proximity: Many dog-friendly campgrounds near Panama City provide access to multiple attractions within walking distance. "We ended up here on an unplanned night of camping but were very pleased with the park and the campground. It felt like we were miles from urban life, but in reality this park is very close to entertainment, shopping, food, etc," shares Sara S.
Tips from RVers
Storage management: Pine Log State Forest offers a quieter alternative to beachfront camping. "Far enough away from the hustle and bustle of the beach areas but close enough to enjoy them just the same. Quiet, serene, easy to get to if you don't mind dirt roads that are amazingly maintained for a state forest campground! Site 10 was fabulous and all sites have 50/30 amp hookup and water," writes C.S.
Beach access considerations: Several pet-friendly campgrounds provide beach proximity without beachfront prices. "We had a great time camping for 5 nights… we liked how close we were to the beach and even walked from the campground (although you do cross a busy road). There was beach chair rentals and being in such close proximity to the pier it was nice for the beach days," notes Jen B. at Raccoon River Campground.
Level sites: Camper's Inn offers accessible sites but with some considerations. "Its close to the beach, sanitary restrooms (Not hotel like but good) and nice people. Wifi is good enough," reports Emily F., though others note "Our site was a mess of tree roots, cracked concrete and blacktop, so it was tough to get level and even."
