Cumberland Plateau camping around Monterey, Tennessee ranges from 1,400 to 2,100 feet in elevation, creating moderate temperature variations between valleys and ridges. Summer highs average 85°F with cooler nights in the 60s, while spring and fall camping offer milder days and chillier evenings. The plateau's sandstone geology creates distinct water features including lakes, waterfalls, and streams accessible from multiple campgrounds.
What to do
Fishing opportunities: The lake at Holpps Pine Ridge Lake Campground draws anglers for its well-stocked waters. A camper mentioned, "The fishing is supposed to be awesome although I didn't have much luck. I would imagine it is much better before the hotter months of the summer." Day fishing permits are available, and the camp store sells basic tackle supplies.
Waterfall hiking: Natural cascades provide cooling spots during warmer months. At Frozen Head State Park Campground, a visitor noted, "Lots to do with the hiking. Waterfalls were beautiful and everyone we talked to was super helpful and nice." Most waterfall trails are moderate difficulty, requiring proper footwear as paths can be slippery.
Swimming areas: Several campgrounds maintain dedicated swimming zones. At Rock Island State Park, campers appreciate the beach area: "The nearby swimming beach was great for the kids. Many short hiking options available." Swimming is typically permitted from April through October, weather permitting, with no lifeguards on duty.
Mountain biking: The plateau terrain creates excellent riding conditions on maintained trails. Bring your own bike or check local rental options in Monterey or Crossville, as most campgrounds don't offer rentals. A reviewer noted, "Plenty of hikes that lead to wonderful waterfalls and great scenery. My favorite is the cable trail."
What campers like
Spacious sites: At Cumberland Mountain State Park Campground, campers appreciate the room to spread out. One visitor noted, "Area 1 was especially nice and shaded. It was quiet, clean, and so easy to enjoy." Many sites include fire rings, picnic tables, and lantern hooks.
Natural swimming: The rock formations around water features create unique swimming experiences. A camper at Rock Island shared: "Many outdoor activities including tennis, basketball, volleyball, horseshoes, and a playground. There are two hiking trails accessible from the campground."
Lake activities: Beyond fishing, lakes offer recreational options. At Holpps Pine Ridge Lake, a visitor explained, "The lake is a nice sized lake, large enough for boats and jet ski's, but calm enough for kayaks and paddle boards. You can get on a float and relax, swim, fish, whatever you want and the water is calm and clear."
Clean facilities: Campground maintenance receives consistent praise. At Fall Creek Falls State Park Campground, a reviewer appreciated: "Modern bathhouses located in each camping area, swimming pool, golf course and restaurant make roughing it easier for those who need more comfort while camping."
What you should know
Site variations: Not all spots are created equal, even within a single campground. A camper at Crossville / I-40 KOA shared, "We had a gravel back in site, it did have a little slope front to back but was zero issue getting level. We had a great view of one of the ponds, and nice lawn on each side and behind us."
Weather considerations: The plateau can experience rapid weather changes. Prepare for afternoon thunderstorms in summer and bring layers for temperature fluctuations. A visitor noted, "It rained the whole weekend we were there, so not the best weekend, but the campground was great. Very quiet despite being not far from the main road."
Wi-Fi access: Connectivity varies widely between campgrounds. A camper at Cumberland Mountain State Park mentioned, "The bonus surprise for us was that the Wi-Fi worked really well, which made it easy to stay connected when we needed to."
Reservation timing: Popular sites fill quickly, especially during fall color season and summer holidays. At Edgar Evins State Park, one camper advised, "Pay attention to grades of sites when booking, you might need extra supports to level out."
Tips for camping with families
Kid-friendly swimming: Several locations offer swimming with gradual entry areas. A visitor to Holpps Pine Ridge Lake Campground explained, "We stayed at this campground to celebrate one of our family birthdays. We were able to book lakefront sites less than a week in advance and still had empty sites on the lake on both sides of us."
Playground access: Look for sites near play areas to keep children entertained. At Edgar Evins State Park Campground, a camper shared, "The campground is unique and in some cases, if you're pulling/parking an RV, challenging! First campground I've ever been to that you park on a deck." The sites are tiered, giving children plenty to explore.
Educational opportunities: Some parks offer ranger programs during peak seasons. A parent noted about Fall Creek Falls: "We love to camp at Fall Creek Falls State Park and think this would be a great park for novice campers due to the fact that the facilities are very nice."
Safety considerations: The plateau features elevation changes and some cliff areas. A camper advised, "Make sure to visit the ranger station for a map and safety rules during water releases" at Rock Island State Park, where water features can change rapidly.
Tips from RVers
Site leveling: The plateau's uneven terrain creates challenges at some campgrounds. At Frozen Head State Park, a camper mentioned, "Campsites are clean and spacious with gravel pad. Two shepherds hooks for hanging lanterns and trash bags."
Access roads: Some campgrounds have steep or winding approaches. A visitor to East Fork Stables noted, "East Fork Stables is a HUGE equestrian campground that, guess what....you don't have to have a horse to stay at! They have a whole loop complete with a pavilion cookhouse and annoying triangle bell that's perfect for campers, tents and hammocks."
Hookup variations: Full hookups aren't universal throughout the region. At Cumberland Mountain State Park, a reviewer pointed out, "Full hookups are in Loop 1 or A and this loop is open year around. Sites give you a lot of room."
Dump station access: Plan ahead for sewage disposal if your site lacks sewer hookups. At Rock Island, a camper advised, "They have great dump station but prefer to have that taken care of before we pull out."
