If you float the Upper, Middle or Lower with Ocoee Outdoors ask if you can stay on a tent site or in a lean to. The campground was the former bunk house for the season raft guides until “that guy” ruined it for everyone. Now it’s selectively available for clients upon request and has a full bath house on site. You may end up having the place to yourself which can be a plus.
The Occoee river is an absolute blast. I’ve gone with my family 4 times down the river and once with a group of friends. It is a thrill when you get to go down some of the drops and class 5 rapids. There are several places for primitive camping spots that I’ve seen along the bank. 10/10 would recommend for your next adventure spot if you haven’t been.